Sunday, February 28, 2010

3315 NC HWY 18, Vale NC 28168

Looking for a quiet place, not too far from everything? Well I got you covered. Located on HWY 18 in Vale you are just minutes from Shelby, Hickory, Morganton, Lincolnton, I 40 and my personal favorite…..South Mountain State Park! Over 5 acres of wooded property. Mainly hardwoods. The neighbor is harvesting his and going to grade out and replant. Will create a beautiful back drop for the mountain view. Enough trees to enjoy the shade, but not too many to block the view. There is a creek that borders the property and a spring towards the back. Well, Septic and an outbuilding are all here and ready. There is also a single wide mobile home. This is the perfect set up for those who may want to build a larger home or just have a place to get away on the weekends. Come by and take a look! Priced at $63,000, MLS 921210
See more picture and get info on purchasing or selling in North Carolina at My web site. You can also
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Tuesday, February 23, 2010

5805 Cedar Run Drive, Denver NC 28037

A warm & inviting home all the way around! You can nestle down in your living room with vaulted ceilings, while you warm yourself in front of your marble fireplace with gas logs. The place to be in the mornings, will be at the bar overlooking your deck, pond and nature area. The dining room and kitchen both have beautiful ceramic tile. Plenty of custom maple cabinet in the kitchen with under cabinet lighting and a large pantry/storage area in the laundry room. All the bedrooms are on the far end of the house. The front two bedrooms have generous closet space and the carpet looks great. The master bedroom takes full advantage of the private backyard with a large window to enjoy your view. The room is very spacious and has an extra large bath, dual vanities, whirlpool tub and shower. The closet is a dream with tons of storage. All the colors in the home are warm and inviting. You can feel at home the minute you walk through the front door. The home flows well and the wood floors are durable as well as gorgeous! The sellers are very conscientious with maintenance and had Dry Pro seal the crawl space. The exterior is brick & vinyl, no painting, a roomy two car garage and concrete drive. You can benefit from all the sellers hard work and vision with the natural area out back. You have a fenced yard, but that is only half of it. They left the remaining in its original state with walking trails, bird feeders and animal habitats in tack. The wildlife comes right to your yard for your personal enjoyment. The Wood Ridge neighborhood is located in a very desirable area of Lincoln County. Only a few short minutes from the new HWY 16 By pass, this puts you in downtown Charlotte in under 30 minutes! With over 1550 sqft, ¾ acre lot, low county taxes, the North Lincoln school district, no HOA fees and an easy commute. Priced $ 224,600. What are you waiting for!
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Monday, February 22, 2010

302 Cherry Street, High Shoals NC

A quality built home never goes out of style! This large split foyer home makes the most of its woodland setting. With over 8 acres and 370’of river frontage, you can enjoy all types of outdoor activities. There is over 1000 sqft of deck to enjoy the tranquility of owning your view! Birds, deer and a plethora of other wildlife will delight even a hardened city dweller. But even though you are surrounded by nature, you haven’t had to give up convenience or location. The interior of this home is over 2900 sqft, vaulted ceilings with exposed beams, tons of windows, large rooms and a finished basement with a large den, ½ bath, garage, laundry and storage room. The great room is vast and opens onto your large porch and back deck. The kitchen is open and has a dining bar and an abundance of cabinet space. You can come in and update to your personal taste, but the quality of the home will always shine through!
Contact Me for more info or visit my Web Site !

Sunday, February 21, 2010

Tax Credit

Bringing the Dream of Homeownership Within Reach
As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed new legislation that:

Extends the First-Time Home Buyer Tax Credit of up to $8,000 to first-time home buyers until April 30, 2010.
Expands the credit to grant up to $6,500 credit to current home owners purchasing a new or existing home between November 7, 2009 and April 30, 2010.
Here is more information about how the Extended Home Buyer Tax Credit can help prospective home buyers become part of the American dream. If you have specific questions or need additional information, please contact a tax professional or the Internal Revenue Service at 800-829-1040.

Who Qualifies for the Extended Credit?
First-time home buyers who purchase homes between November 7, 2009 and April 30, 2010.

Current home owners purchasing a home between November 7, 2009 and April 30, 2010, who have used the home being sold or vacated as a principal residence for five consecutive years within the last eight.
To qualify as a “first-time home buyer” the purchaser or his/her spouse may not have owned a residence during the three years prior to the purchase.



If you or your client purchased a home between January 1, 2009 and November 6, 2009, please see: 2009 First-Time Home Buyer Tax Credit.

Which Properties Are Eligible?
The Extended Home Buyer Tax Credit may be applied to primary residences, including: single-family homes, condos, townhomes, and co-ops.

How Much Is Available?
The maximum allowable credit for first-time home buyers is $8,000.

The maximum allowable credit for current homeowners is $6,500.

How is a Buyer's Credit Amount Determined?
Each home buyer’s tax credit is determined by two additional factors:

The price of the home.
The buyer's income.
Price



Under the Extended Home Buyer Tax Credit, credit may only be awarded on homes purchased for $800,000 or less.

Buyer Income



Under the Extended Home Buyer Tax Credit, which is effective on November 7, 2009, single buyers with incomes up to $125,000 and married couples with incomes up to $225,000—may receive the maximum tax credit.

These income limits have changed from the 2009 First-Time Home Buyer Tax Credit limits. If you or your client purchased a home between January 1, 2009 and November 6, 2009, please see 2009 First-Time Home Buyer Tax Credit.

If the Buyer(s)’ Income Exceeds These Limits, Can He/She Still Get a Credit?
Yes, some buyers may still be eligible for the credit.

The credit decreases for buyers who earn between $125,000 and $145,000 for single buyers and between $225,000 and $245,000 for home buyers filing jointly. The amount of the tax credit decreases as his/her income approaches the maximum limit. Home buyers earning more than the maximum qualifying income—over $145,000 for singles and over $245,000 for couples are not eligible for the credit.

Can a Buyer Still Qualify If He/She Closes After April 30, 2010?
Under the Extended Home Buyer Tax Credit, as long as a written binding contract to purchase is in effect on April 30, 2010, the purchaser will have until July 1, 2010 to close.

Will the Tax Credit Need to Be Repaid?
No. The buyer does not need to repay the tax credit, if he/she occupies the home for three years or more. However, if the property is sold during this three-year period, the full amount credit will be recouped on the sale.
Contact me for more info Janet Cox

***SOLD***

The perfect little bungalow for a first time home buyer and the investor who doesn't want to do a lot of work. Home is in good condition and ready for a new owner! Great location in Cherryville, convenient to schools and shopping and a straight trip to I 85 for a quick commute. Home can go 100% financing with the USDA loan and don't forget the $8,000 tax credit!!!
House payments were cheaper than the rent the buyer was paying!!!

***SOLD***

Just looking to start you ownership dreams or maybe you want something smaller so you can live debt free. Well either way, I gotcha covered! This great little bungalow has had some upgrades and is ready for you to come in and make it your own. Replacement windows, vinyl siding, heat pump and a wooded lot. All that is good, but the location is great! There are three bedrooms and 1 bath. A roomy kitchen and dining area, and a HUGE living room. There is also an oversized deck out back for grillin’ and chillin’.
With a Rural Housing loan,30 yr fixed rate of 5%(APR 5.33) your payment are $582@month, this includes your taxes and insurance! You can finance 100% of your purchase price including your closing cost!
Call me today and let’s get it started! You missed this one, but don't let another one get buy!

***SOLD***

You can truly leave the rest of the world behind as you head down your driveway. You feel like you have entered into a nature preserve. You are nestled on a wooded lot and can hear the rippling creek. Your front porch runs the length of your home and is made for relaxing. The huge 12x24 deck out back is perfect for all your family outings and is in a fenced back yard. The interior of the home is warm, inviting & has been redone. New flooring throughout, you have golden wood floors, ceramic tile & new carpet. A fresh coat of paint in every room. The kitchen had a makeover too…new fixtures, counter tops and all new stainless steel appliances. You have the luxury of a true laundry room with a pantry…in this price range that is a rarity. The two additional bedrooms are large & have plenty of closet space. The two baths have been updated and upgraded! The master has two closets and large enough for a king size bed. My favorite room would have to be the great room. With wood cathedral ceilings and warm wood floors it is inviting and feels HUGE! Plenty of room for a family or entertaining. Your kitchen is the cherry on top! The overall feel of this home is very open and welcoming. They have extended the $8,000 tax credit for first time home buyers and have added a $6,500 credit for current home owners. Call me for the details. Also, with a 30 yr fixed rate 5% loan (APR 5.33) USDA loan, your payments will run $909@ month. That includes taxes and insurance. Put that with the tax credit and you are living free for the first 8 months. You can finance 100%, no money down! Can you afford not to buy right now?
You missed this one, don't let another one get away!

Wednesday, February 10, 2010

2103 Gastonia Hwy, Lincolnton NC 28092

This is a diamond in the rough. A rare one at that! With over 7 acres, not in the city limits and a comfortable brick home for $149,900 ! The home is solid, but does need updating. You can move in and do the upgrades yourself. There are wood floors under the carpet. A large living room, dining room and an eat-in kitchen. The two bedrooms are both comfortable and there is one bath. But the thing that sets this house apart is the acreage! There is a two car carport with a shop on the back, a large barn and an additional building in the pasture. Don’t let this one get by without a good look, but make sure you see the possibilities! This house qualifies for the tax credit, but hurry it expires in April!
To get more Information to see all my Properties

Reduced Price! $ 198,500 for 5 ac & a Great Farm House

What a breath of fresh air! This home is reminiscent of a quieter time and peaceful way of life. This home has been lovingly restored to its original elegance, with a few modern touches! All electrical and plumbing has been updated. The heating and cooling system is a high efficiency heat pump. You even have a 400’ deep well…that will take care of your entire farm! This home was original built in the 1930’s and the main renovation was completed 2-3 years ago. The wood floors have been restored and the fireplaces remain. The owner’s suite has a tremendous amount of charm and the bathroom is fantastic. In addition to the formal living room, dining room & den you also have a warm and inviting kitchen. With custom designed cabinetry and little touches everywhere. The kitchen was designed for ease and function. You have a large prep island and tons of counter space. There is also a separate computer niche for keeping your life in order! There is an additional bedroom off the main hall with a second full bath and laundry as well. The 5 acres that surrounds you farm is all level and has a good stand of grass. This works for mowing or grazing! You have a large shed that can be converted to what ever you need it for…. A barn, auto shop, storage or anything else. If you need even more…there is an additional acre of land with a perfectly maintained 2br/2bath mobile home. Perfect for an adult child or parent that you want to keep close. Please let me show you this great homestead!
Contact Me to see this great house! To see all my properties click here.

No Money Down on this home!

The quite life you have been dreaming of!
This home is just a few miles out of Lincolnton, but you feel like you have entered a new way of life. The home is situated on 1.74 level acres. There are additional acres available if you want a bigger farm! The farm home was built in 1983 and later a large 2 car garage addition w/ bonus room plus workshop & storage was added. The main home has a living room, master bedroom, kitchen, breakfast area and laundry room. There is an additional room on the main floor for another bedroom, office or dining room. Upstairs you have two more bedrooms and a large bath. This house has tons of storage with closets everywhere.
The main living areas all have new laminate flooring and the kitchen has had a major facelift! We round out the features in the home with ceiling fans, gas logs and a security system. But my favorite item is hidden out back…a private screened patio to enjoy yourself and immerse yourself in nature. The main house has over 1700 sqft and the garage w/ bonus area has over 1154. So to recap, you have an updated 4 bedroom home with 2 full bath, garage, bonus room and a remodeled kitchen, screen porch & 1.75 acres. Quiet, private and affordable. Welcome to Western Lincoln County, not far away, just away from it all!
Quiet, private and affordable. Welcome to Western Lincoln County, not far away, just away from it all! Now that you love the house, let’s talk money. Priced at $184,900, you can finance 100% of your purchase, no money down, at a fixed rate of 5% ( 5.31 APR) for 30 years and your payment s will be $1140.00! That includes your taxes and insurance! Put that together with the tax credit and you are moving to the country!
Let Me help you find your home! To see other properties check out  My Site.

Tuesday, February 9, 2010

501 Wilton Court, Bessemer City NC 28016

Are you tired of the same old 3/2? Well this house stands out from the crowd. The concept is the same, but we have kicked up! The living room has cathedral slick finished ceilings. There is an elegant marble fireplace with gas logs and a custom mantle. The fact that this builder custom built this home is evident in every room. As we enter through the columned archway into to dining area we are amazed to find a domed ceiling with a contemporary fixture. There are patio doors that open to your backyard with a large stamped concrete patio. There are ceramic floors in the kitchen and both baths. Elegant, yet practical. The kitchen is a galley style, but not the small cramped galley you are used to finding! With custom crafted cabinetry with a distressed finish, butcher block counter tops and tons of storage. The laundry/mud room off the back is also loaded with storage! Well it is time to come back to the bedrooms, more surprises there! The third bedroom has the same inlaid Walnut/Maple flooring you find in other places of the home, a coffered ceiling and a large closet. The second bedroom is bright and refreshing. With a fresh new wall design, every little girl will choose this room! I have saved the best for last! The master suite has a large walk in closet and a very roomy 2nd closet. There are coffered ceiling in this room with inlaid lighting. The master bath is a dream unto itself. A large whirlpool tub with a stone surround an over sized glass shower, the ceramic floors continue in this bath. With over 1359 sqft, designer ceilings, wood floors, ceramic, butcher block counters, large two car garage, brick & hardi-plank construction, convenient location that puts you in Gastonia in about 10 minutes and Charlotte in under 20 minutes.
Well we have talked about the house…now let’s talk about getting you into it! With a Rural Housing Loan, fixed rate of 5 % (APR of 5.31) for 30 yrs. Your payment is $1008.00 ( 821 PI +147Tax+40Ins) that’s everything. Taxes, Insurance and Payment! With the $8,000 tax credit factored in, you are living free for the first eight months! Where else can you live free for 8 months! This offer is only out there until April so don’t wait!
Let Me help you! To see more Properties

501 Wilton Court, Bessemer City NC 28016

Are you tired of the same old 3/2? Well this house stands out from the crowd. The concept is the same, but we have kicked up! The living room has cathedral slick finished ceilings. There is an elegant marble fireplace with gas logs and a custom mantle. The fact that this builder custom built this home is evident in every room. As we enter through the columned archway into to dining area we are amazed to find a domed ceiling with a contemporary fixture. There are patio doors that open to your backyard with a large stamped concrete patio. There are ceramic floors in the kitchen and both baths. Elegant, yet practical. The kitchen is a galley style, but not the small cramped galley you are used to finding! With custom crafted cabinetry with a distressed finish, butcher block counter tops and tons of storage. The laundry/mud room off the back is also loaded with storage! Well it is time to come back to the bedrooms, more surprises there! The third bedroom has the same inlaid Walnut/Maple flooring you find in other places of the home, a coffered ceiling and a large closet. The second bedroom is bright and refreshing. With a fresh new wall design, every little girl will choose this room! I have saved the best for last! The master suite has a large walk in closet and a very roomy 2nd closet. There are coffered ceiling in this room with inlaid lighting. The master bath is a dream unto itself. A large whirlpool tub with a stone surround an over sized glass shower, the ceramic floors continue in this bath. With over 1359 sqft, designer ceilings, wood floors, ceramic, butcher block counters, large two car garage, brick & hardi-plank construction, convenient location that puts you in Gastonia in about 10 minutes and Charlotte in under 20 minutes.
Well we have talked about the house…now let’s talk about getting you into it! With a Rural Housing Loan, fixed rate of 5 % (APR of 5.31) for 30 yrs. Your payment is $1008.00 ( 821 PI +147Tax+40Ins) that’s everything. Taxes, Insurance and Payment! With the $8,000 tax credit factored in, you are living free for the first eight months! Where else can you live free for 8 months! This offer is only out there until April so don’t wait!
Janet Cox see more Houses & Land

Saturday, February 6, 2010

2587 Arbor Hills, Lincolnton NC 28902

The living room is the heart of a home and this home has an open, warm and inviting one. The vaulted ceilings take your gaze upward and then lead you to a wall of windows. The wood floors have a satin finish that is complimented by the built-ins surrounding your gas fireplace. This room is very spacious and opens onto a vast patio. When you have guest arriving for dinner you will find yourself steered the formal dining area. The center piece of the dining room is the trey ceiling that houses a wonderful light fixture. Again there are many windows and that lovely wood floor! On those quiet days you may find yourself snuggled up with a book or maybe a bowl of popcorn in your den. You have custom built-ins, a wall of windows and those lovely wood floors carry through.
Now if the living room is the heart, than the kitchen is the soul and this kitchen is a pure joy! The vaulted ceilings make the space feel open and large. There are terrific light fixtures, under cabinet lighting, a vast view of the back yard and an entrance to your large patio. My favorite thing is that this kitchen was designed for function! French country cabinets, some display cabinets, granite counter tops, stainless appliances, a bar to gather at and a large breakfast area. There is a laundry room off the kitchen that well, makes you want to go in! With the tiled back splash, custom cabinetry and a closet pantry that rivals any I have ever seen!
The split bedroom plan is a favorite with families. The two bedroom off the back of the home, have the same warm wood floors, vaulted & 9’ ceilings, walk-in closets and bath with tile floors and an over sized shower.
The show stopper is the master suite. On the opposite side of the home to maximize privacy, your suite offers you a private access to your patio, vaulted ceilings, two walk-in closets and a dream bath. The bath has a separate water closet, dual vanities, a marble shower and whirlpool tub.
As you are comparing homes in this price range, keep in mind the differences.
An all brick 2455 sqft home with 3 bedrooms & 2.5 baths situated in a wonderful neighborhood on 2.45 acres.
The many special features such as custom mouldings, granite counter tops, a large two car garage with storage, wood floors throughout, ceramic in the baths, designer ceilings, a large patio for entertaining, large master suite, built-ins and tons of cabinetry and storage!
This home truly brings everything together that you have been looking for. Call me today and let’s arrange a viewing for you.

To see more homes or learn more about Lincolnton, NC
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