How does $ 795 @ month sound?

It sounds really affordable for this home!
This home is the reason so many buyers prefer an older brick ranch. They knew how to build them! This is a solid home, with oak floors and ceramic baths. The living room has a large picture window that lets in so much light. They also realized that a happy family needs room to play and you can’t all play in one room all the time! Today, families want large kitchens with room for people to talk and visit, this home allows the kitchen to flow into a family room with fireplace and built ins. Plenty of room to set up a place for the whole to be together while meals are prepared and for those more casual occasions. You have three large bedrooms with plenty of closet space. All three bedrooms and the hall have those beautiful wood floors. You have a private master bath and a roomy hall bath, both with ceramic tile and updated fixtures. The one thing that you get with these more traditional homes is a basement! Everyone is always looking for more storage. No more paying for a storage building you just picked up 1545 sqft of storage! That alone is worth buying this great home for. But the yard is my favorite! You have a fenced in backyard for all those precious things you need to keep safe. You will enjoy the wooded privacy along the back and the many flowering trees that bring you shade and beauty. The location is great for those who want to keep their commute into Charlotte less than 20 minutes and who want to keep the taxes down. All your needs for schools, shopping and doctors are within a few short minutes. This home can be purchased with a wonderful loan program , Rural Housing, this program is 100% financing, no down payment, 5% fixed interest rate for 30 yr (APR 5.34) with taxes and insurance your payments are only $793. You can’t rent a small house for that amount; much less have a beautiful yard and a whole basement for storage. Call me today for your chance to see this wonderful 1545 sqft house for $ 119,700.

820 Chestnut Street, Stanley NC 28164

What a quaint home! A great location, a great lot, a great floor plan! What more can you ask for! This is a fantastic home to begin all you home ownership dreams with. There is a large living room, a HUGE eat in kitchen, 3 bedrooms and two full baths. The home owner has been busy getting this home in its best shape. Flooring is just a few years old, fresh paint inside and out! Replacement windows, roof and heat pump all in the last few years. This is truly a ready to move in home. What sets this home apart is the back yard! In this price range a private backyard is unheard of, but when you sit on your deck you are looking in to the woods and not your neighbor’s back yard! There is also an oversized storage building for all that extra stuff! The location is just outside the Stanley city limits, so we can get your house payment down with lower taxes! Commuting into Charlotte is a breeze and cheaper than living there!
If you purchase this great house with a USDA Rural Housing loan your payments are cheaper than most rentals. It is a 30 year, fixed rate of 5% (APR 5.34) monthly payments are $ 735@ month, including your taxes and insurance this is 100% financing with no money down! Everything is included no surprises, no extras! This is the best financing out there and not all homes qualify, but this one does!

1103 HWY 274, Cherryville NC 28021

Have you been thinking about buying a little place in the country? Maybe close to the South Mountains so you can take daily hikes and view the waterfalls? How about 19 acres of picturesque land, ready for you to farm or have a few horses? Want an older home for its charm & character, but don’t want a “project house” that will take all your time remodeling?

Well, I found it for you! A rambling brick ranch, 2169 heated square feet, 3 bedrooms and 3 full baths, a full basement, 2 car garage, multiple out buildings and 19.54 gorgeous acres , some wooded , some farmed & even a spring fed creek! The house has had a fresh make over with many improvements. The original wood floors have been returned to their luster & are throughout the main floor of the home. There is a large dining room ( 16x11)with fireplace, but the floor plan would also let this serve as a large den. The living room ( 15x28) has a glass doors that bathe the room with light & open to the large deck and patio. The kitchen is everything you expect from a home in the country ( 11x24), plenty of cabinets, a classic cast iron sink w/ updated faucet, new pulls, pantry & a large dining area. You pass through the sunroom (19x16) on your way to the 2 car garage. The bedrooms are spacious (16x11, 12x15, 13x14) have large closets and built ins. The basement has over 1600 sqft that you can develop any way you like; there is an outside entrance, many windows & a full bath. The seller is providing a home warranty and an $ 8,000 allowance so you can update your appliances and HVAC. A new roof has just been installed, the patio has been repaved, fresh paint, many new electrical and plumbing fixtures, slick finish ceilings and many other repairs and updates. The financing rates are still great and homes with this amount of acreage don’t come along often. You may feel like you are away from it all, but you are only 20 minutes to Hickory, Gastonia and 45 minutes to Charlotte. You Charlotte commute is still under an hour! You can’t do that from many properties in the Charlotte City limits and the taxes are half! Priced at $ 288,795. All you need to do is stop dreaming about that home in the country and come see it! 

204 West Second Street, Cherryville NC 28021

This is one of those rare buys where you can come in, get a great house, put in a little sweat equity and have a fabulous house! Real Estate has and always will be a sound investment. You need to buy a home based on what you can’t change, the neighborhood & the lot and this one scores high on both! This is a 1547 sqft bungalow, 3 bedrooms, 1 ½ baths, living room, dining room, huge kitchen and a den. Where else can you find all that for $51.00 @ square foot. The seller is still making improvements like all new paint, flooring doing upgrades to the exterior and landscaping. The sooner you buy, the more negotiable they may be. Buy early so you can put your equity in the home, not theirs! Priced at $79,000 qualifies for a USDA Rural Housing loan, 30 yr fixed rate of 5% (APR 5.68%) with taxes and insurance rolled into your payments, your total payment is $ 550.00, that is everything! Your rent is probably more than that and we haven’t even factored in the tax savings and the equity you area building! Make sure you take a look at this one, it is well worth it!